How long does it take to get pre-qualified?

The questionnaire takes under two minutes. A loan officer follows up within one business day with matched program options.

Will this pull my credit?

No. Pre-qualification asks for a self-reported credit range. A formal credit pull only happens later with your written consent during a full loan application.

Do you finance investment properties?

Yes. Coastal Private Lending specializes in business-purpose investment-property financing including DSCR (no-ratio, long-term, short-term, and no-lease), hard money, 100% fix-and-flip, and investor refinance programs.

What is the minimum credit score?

Programs are available across the credit spectrum. The form collects credit ranges starting below 640 — a loan officer matches each borrower to the best-fit program.

Is pre-qualification a commitment to lend?

No. Pre-qualification is non-binding for both parties. Final approval requires a full application, credit verification, documentation, and underwriting review.

Wholesale Partner Inquiry | Coastal Private Lending

Are you a…?

We service a wide range of wholesale partnerships.

Broker Correspondent Banker

Do you have an active loan scenario now?

If yes, we'll grab a couple of details so we can quote it. If not, we'll still connect you with a loan officer.

Yes Tell us about the deal No Just exploring partnership

Purchase price or refinance amount?

Ballpark works. We size scenarios between $75,000 and $3,000,000.

Please enter an amount between $75,000 and $3,000,000.

What's the property address?

We can match programs by location.

Street Address

Street Address Line 2

City

State

Zip Code

Please enter the property's street, city, state, and zip.

What's your first & last name?

So we know who we're talking to.

First Name

Last Name

Please enter your full name.

What's your email address?

Where should the loan officer follow up?

Please enter a valid email address.

What's your mobile number?

We only call to discuss real scenarios. No spam.

Please enter a valid 10-digit US phone number.

Thanks, we've got it.

A loan officer will be in touch shortly.

Ready to talk now? Call us directly:

📞 (410) 404-4875

Wholesale Partner Inquiry, Coastal Private Lending